payment_method_in_use

Payment method in use (HTTP 409)

HTTP status	409
OpenAI type	invalid_request_error
Anthropic type	invalid_request_error
Retry	No. Error responses carry x-should-retry: false.

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What it means

The default card can’t be removed while a plan is active or past due, or auto-reload is on.

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What to do

Add another card or turn those off first.